Calculator
Mortgage calculator
Estimate your monthly repayments, purchase costs and the budget you need in seconds. Results are indicative and non-binding.
Registration duties by region
- Brussels: 12.5%. For your only owner-occupied home priced up to €600,000, an allowance applies to the first €200,000.
- Flanders: 2% when buying your only owner-occupied home, 12% in all other cases.
- Wallonia: 3% when buying your only owner-occupied home, 12.5% in all other cases.
Estimated monthly repayment
per month
- Loan amount
- Registration duties
- Notary and deed fees (est.)
- Total interest
- Loan-to-value
- Total purchase cost
- Recommended net monthly income
Indicative, non-binding simulation: registration duties and notary fees are estimated according to the regional rules currently in force and may vary. Excludes mortgage deed costs and insurance. Please consult your bank or notary for an exact calculation.
Frequently asked questions
Banks generally expect you to cover at least the purchase costs (registration duties and notary fees), i.e. around 10 to 15% of the price, and often a further 10% of the price for a first purchase.
It is generally recommended that the monthly repayment should not exceed around one third of the household’s net income.
No, they are indicative. The exact rate, term and costs depend on your bank, your notary and your personal situation.